Know exactly where your money goes
Most budgeting apps connect to your bank and show you what already happened. Monthli is different - you log it yourself, which means you actually remember it.
One clean view. Every month. Income, expenses, and your running balance. No bank login. No overwhelm. Just clarity.
No credit card required · No bank connection needed · Cancel anytime
Your current budgeting isn't working
And it's probably not your fault.
Spreadsheets you abandon
You build one, feel great about it for two weeks - then life happens and you never open it again. Sound familiar?
Apps that spy on your bank
Most budget apps demand your bank login before they show you anything. Monthli never asks. Your data stays yours.
No idea what next month looks like
Reactive budgeting means surprises at the end of every month. Monthli makes you plan before you spend - so you're never caught off guard.
Everything you need, nothing you don't
No dashboards you ignore. No features you'll never use. Just the two views that actually matter.
See your whole year at a glance - income, expenses, savings rate, and monthly balance trend.
Plan month by month and copy last month's budget forward in one click.
How it works
You'll have your first month set up in under 5 minutes.
Sign up free
No credit card. No bank connection. Just your email.
Set up your budget
Add your income sources and spending categories. Most people finish in under 5 minutes.
Plan every month
Copy last month forward, adjust as needed, and always know exactly where you stand.
Everything you need to budget by month
Built for people who want clarity - not another app to abandon.
Monthly budget tracking
See every month as one clean view. Income, expenses, balance. No noise.
Expense categories
Create the categories that match your actual life - not someone else's template.
Income planning
Add salary, freelance, or side income. See what you have to work with before you spend it.
Multi-language support (Coming soon)
Spanish and Lithuanian coming soon. Currently available in English.
Simple, honest pricing
One plan. Every feature. Less than a coffee per month.
7 days free, then €3/month incl. VAT. Billed monthly.
- Unlimited months & years
- Custom expense categories
- Multi-language support coming soon
- Cancel anytime
- Secure cloud sync across devices
Over 50,000 people overpay for YNAB every year. You don't have to.
Start free 7-day trialNo credit card required to start.
Why choose Monthli?
Same job. A fraction of the price. No bank login required.
| Monthli | YNAB | Monarch Money | PocketSmith | Spreadsheet | |
|---|---|---|---|---|---|
| Monthly price | €35× cheaper | ~€14 | ~€15 | ~€13 | Free |
| No bank connection needed | ✓ | ✗ | ✗ | ✗ | ✓ |
| Ready in 5 minutes | ✓ | ✗ | ✗ | ✗ | ✗ |
| No learning curve | ✓ | ✗ | ✗ | ✗ | ✗ |
| Privacy-first | ✓ | ✗ | ✗ | ✗ | ✓ |
| GDPR compliant | ✓ | ✗ | ✗ | ✗ | ✓ |
| Works in Europe | ✓ | ✓ | ✓ | ✓ | ✓ |
Prices shown are as of May 2026.
Still have questions?
Here's what people ask before they sign up.
You'll know where your money goes by end of day.
Start your free 7-day trial - no credit card, no bank login, cancel anytime.